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How to File a Truck Accident Claim Most accidents involving trucks are caused by negligence on the part of a truck driver or trucking company. The injured victims usually have to file a lawsuit to get full compensation for any accident-related expenses. Medical expenses are a cost that victims of accidents involving trucks often have to cover. The insurance company of the liable party may require an independent medical examination in order to be able to see the extent of your injuries and how they impact your daily life. Medical Care When you are injured in a collision with a truck you must seek medical attention to ensure your health and safety. If you seek medical attention as fast as you can will allow you to record your injuries to use them as evidence in your claim. This will also assist you to build a stronger claim that your injuries are the result of due to the accident. Medical expenses are an important aspect of any claim for personal injury. They provide evidence of the severity of your injury and how it has affected your life. You may not be able to receive full compensation if you don't have a solid record of your injuries. In certain cases medical treatment may be so that you are unable to work or return to your regular activities. If this occurs, you might be able to claim the loss of income. You may also be entitled to reimbursement of the cost of any assistive device you require to lead the normal life. In the event of an accident, several parties could be held responsible for a truck crash. The parties that could be held accountable include: Truck drivers: They can be employees of a company, who have a contract to drive for a particular employer, or independent owner-operators. They operate their trucks on behalf of them or the shipper with whom they have agreements. Truck drivers who are negligent, reckless or engage in reckless driving may be accountable for the cause of an accident. Other drivers In the event that the negligence of another driver caused the crash, the driver may be held responsible. It is common for other drivers to share liability when it comes to truck accidents, especially when the other driver was driving in a reckless manner or was distracted. The parties at fault may try to reduce your claim by trying to minimize the blame, recording your statements against you, or tricking you into admitting responsibility. This is why you need to hire a skilled truck accident lawyer. Your lawyer will defend your rights and ensure that the responsible party pays you what you are due. Lost Wages While fender-benders and parking lot scrapes are the norm in passenger cars, the same cannot be said about truck accidents. These collisions are more serious and more likely to result in long-term injuries and permanent disabilities. They also involve more weighty loads that could put the occupants at risk. There are many different types of truck drivers. Owner-operators, who own their vehicles and contract with shippers to pay a fee to transport goods, or company drivers, who drive vehicles owned by their employer. Both are at risk for a crash that involves a commercial vehicle, depending on the circumstances surrounding the accident. Anyone who is injured in a crash involving a truck and is unable work, may receive compensation for lost wages. The amount they could have earned during the time they were not able to work because of their injuries will be used to determine the amount of compensation. This includes not only regular wages, but also benefits such as paid time off and overtime. In order to award damages for lost wages, a judge normally reviews a letter from the injured party's doctor, which provides a treatment plan and explains why they were unable to go to work. A letter from the individual's employer is also required. It is proof of their hourly or monthly wage, and the number of days they were unable go to work due to their injury. Once the evidence has been gathered Your lawyer will then prepare a demand form that detail the amount you have lost due to the truck accident. This is sent with an explicit message to the other driver’s insurance company, stating the facts of the incident and how you were injured. Negotiations can involve back-and-forth communication. If an agreement is not able to be reached the lawyer will file a lawsuit on your behalf. In most instances, a plaintiff is able to claim compensation for lost wages through the liability bodily injury insurance. If that is not available for a person injured by an uninsured or underinsured motorist can make a claim through their own insurance company up to their personal injury protection (PIP) coverage limit. Suffering and Pain In addition to financial loss truck accidents often cause significant emotional and physical discomfort. These non-economic losses are difficult to quantify, but they merit compensation in the form of monetary. A skilled New York truck accident lawyer can review your case and determine the potential worth of your non-economic damages. The injuries can cause you to not be able to participate in your preferred hobbies or activities. You might miss out on vacations or other events that make your life enjoyable. You are entitled to compensation for these losses. Loss of consortium and loss of enjoyment of life are both examples of non-economic damages. It is crucial to seek immediate medical attention for any injuries after a collision with the size of a truck. This will not only help you stay healthy and wellbeing, but it will be a vital piece of evidence for any future personal injury lawsuit. It's also important to obtain a thorough medical evaluation even if your injuries seem to be minor at the moment. As time passes, a medical professional can determine the severity of your injury is and give you the right treatment. Next, your attorney will review all of the evidence and then draft an order letter that outlines your requirements for compensation. The lawyer will send the letter to the responsible parties and their insurance companies. Your lawyer will be prepared to go to trial if they fail to accept your demands. This lets them know that you're not willing to back down and they should be treated with respect if they want you to receive a fair amount of compensation. Lastly, be prepared for the party at fault's insurance company to contact you regarding the collision and the injuries you sustained. They are usually “wolves in sheepskins” and will try to get you to give them details that they can twist and use against your settlement in court. You can stay clear of making statements that may be used against you by having your attorney handle all communications with insurers and other parties. Damages Damages are the primary aspect of any truck accident claim. The damages can be either economic (medical expenses, lost wages) or non-economic (pain and suffering). In both instances, however, there is one thing that all damages have in common that they result of the negligence of another party. Therefore, to receive compensation for these losses, an injured victim must demonstrate that the responsible person failed to exercise reasonable care when operating or maintaining their vehicle, or was reckless on the road. Even minor accidents can cause devastating injuries due to weight and size. It is imperative to seek immediate medical attention even if the injuries appear to be minor. This will not only safeguard your health, but it will also provide crucial documentation for any injury claim that could be filed. This will help the insurance company be aware of the full impact of your injuries and could stop them from arguing that you aren't as severely injured as you claim. It is also important to keep track of all costs that result from your accident. This will include any travel costs you incur to get to doctor's appointments or other treatments, as well as any property damage that is incurred in the accident. This includes your vehicle that could be destroyed in addition to other personal belongings like watches and jewelry. grand prairie truck accident lawyer are often contacted to offer you a settlement quickly after the crash. But, you should stay clear of engaging with them or agreeing to a settlement without consulting a knowledgeable truck accident lawyer. These people often try to lure you into accepting bargains that do not adequately cover the expenses associated with an accident. A knowledgeable lawyer can look over your documents and provide you with a precise estimation of the value of your case. Your lawyer can also to determine if additional damages, such as punitive damages, are offered. These are damages that are intended to punish the wrongdoer and deter others from engaging in the same behavior.